A hit and run accident occurs when someone hits your person or your vehicle and flees the scene. In the best case scenario, you sustain property damage. In the worst case scenario, you are severely injured, or even killed.
Unfortunately, many hit and run drivers are never caught. In cases of property damage, the owner may have collision coverage and may be able to make repairs to the vehicle through their own insurance company. In bodily injury or death, however, a family loses a loved one and may feel that there is no recourse for medical or funeral expenses.
Repairing a car can usually return life to normal. However, in a bodily injury or death scenario, returning to normal may not ever be possible. The financial worries presented by these cases only compound the grief.
Surprisingly, you can best protect yourself in both scenarios by making sure that you have uninsured/underinsured motorist coverage through your own automobile insurance policy. Having this coverage will prove invaluable should your car be damaged, or you or a family member be injured or killed in a hit and run accident.
In today’s economy, the driving force for many of our decisions comes down to a dollar sign. Most of us are struggling to make ends meet and the idea of having any more insurance than the absolute minimum makes many of us nervous. Well, we at Kaine Law are happy to tell you that the benefits of having uninsured/underinsured motorist coverage far exceeds the amount of extra money you will see on your insurance bill. In fact, it may surprise you to find out just how inexpensive this extremely valuable coverage really is.
Part of what we do at Kaine Law is educating you, our friends, family, and neighbors, on the best ways to protect yourselves. We firmly believe that adding uninsured or underinsured motorist coverage to your existing automobile insurance policies is one of the easiest – yet most profound – steps you can take towards being protected.