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Magnificent Med Pay…

We’ve all heard the adage that goes “you have to spend money to make money.”  Let’s be honest, that is usually meant to make someone feel better about an expense that makes them buy stock in Pepto-Bismol.  Well, I have another adage that goes like this “if you spend a little money on Medical Payments Insurance Coverage, you could save a lot of money on medical bills related to a car accident.” I know, it’s not as succinct as that other, more popular, adage.  But, it is just as important…and just as true.

My adage refers to Medical Payments coverage under your own Georgia car insurance policy.  In most cases, you will pay a little money for a lot of coverage.  Yes, every penny counts nowadays, but let me show you how this is a benefit and not just another expense…

If you are injured in a car accident, medical bills add up quickly.  Ambulance. Emergency Room. Chiropractor. Maybe a specialist.  These bills could easily total $20,000.00 or more.  If you have health insurance and don’t mind paying copays – and you have met your deductible – you can use that (but you may have to pay them back).  However, if you have $25,000.00 in medical payments coverage, you can use that to pay your bills with no copays, no deductible and no one to reimburse.

In my case, I pay approximately $78.00 per year for $100K in Medical Payments insurance coverage through my auto insurance company.  The premiums for Medical Payment insurance coverage will vary between insurance companies, so take a few minutes out of your day and find out how much you would have to pay for the coverage.

The fact is, we all pay for things we end up not using (take a look at your garage if you don’t believe me).  Regretting that snowshoe purchase is something you can live with.  Regretting that you have $20,000.00 in medical bills and no way to pay them is something you do not HAVE to live with.

Contact Kaine Law if you would like more information about this article.

 

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  • "I was involved in an auto-accident with a drunk driver and after several weeks of frustrating interactions with their insurance company, I decided to contact Evan Kaine. He was upfront and honest about how the process works and never made any promises or raised my expectations. Evan understood that my first priority was to take care of the medical expenses that I incurred and he completely delivered. Communication is essential and I spoke directly with him and was never pawned off to another person. Bottom line - Evan Kaine gives lawyers a good name." - M.T. Atlanta, GA

  • "Evan Kaine is a great attorney who kept me informed on all activity regarding my case. Always willing to go the extra mile to put me at ease. Very knowledgeable and thorough, always examining my case from every angle. I have recommended him to several friends and will continue to do so. Overall great legal service." - B.S. Roswell, GA

  • "My boyfriend Michael was hit by a drunk driver while he was driving my car. Even though I wasn't involved in the accident, Evan made every effort to make the process of getting my new car painless for me. He worked with my insurance company, kept in touch with me personally, and made me aware that he was working on my case around the clock. He also helped Michael get his medical bills paid ASAP. I would highly recommend Evan Kaine! " - B.D. Atlanta, GA

  • "I was in a minor car accident and wasn’t sure that I even had a case. I met with Evan and he explained the law in terms I could understand. I immediately hired him and Evan turned my questionable case into more than $50,000.00! Evan is upfront, honest and expects the same from his clients – and he doesn’t take half of your money! I highly recommend Attorney Evan Kaine." - G.S., Smyrna, Georgia

  • "To everyone LIKE ME who has had to deal with attorneys AND has that bad taste in their mouth because they have been taken advantage of because their lawyers are more interested in making money and not caring about YOU, well please allow me to introduce you to Evan Kaine. I was in a very tight position and Evan could not have been more professional, courteous or kind and, again, HONEST! Once more, as a person who has been through the trials and tribulations with lawyers, good, bad or indifferent, if you have an issue, PLEASE contact Evan and I mean this from the heart! " - R.K., Suwanee, Georgia and Palm Beach, Florida

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